Chime

Chime Financial, Inc. is an American financial technology company founded in 2012 and headquartered in San Francisco, California. It provides fee-free mobile banking services to consumers in the United States, delivered through partnerships with two national banks, Stride Bank and The Bancorp Bank, Members FDIC. The company went public with an IPO on Nasdaq under the ticker CHYM in June 2025.

Chime's product line is built around a mobile application and spans fee-free checking and savings accounts, a Chime debit card, early access to direct deposits, fee-free overdraft, and MyPay, an earned wage access product. It also offers an interest-free secured credit card and two premium membership tiers, Chime Prime and Chime Plus. Debit card usage generates interchange fee revenue for the company.

Work at the company sits at the intersection of several technical domains: mobile banking, fintech, mobile application development and payments technology. The stated mission is to "unlock financial progress" for everyday Americans, with a product focus on fee-free services aimed at everyday consumers. Chime operates in the consumer banking and payments verticals across the United States.